Smart Budgeting Tips Before Buying a Home

Smart Budgeting Tips Before Buying a Home

Home ownership is a large financial milestone, and whether you are buying your first home or have been through this process before, there are a few budgeting tips that we want to address. These tips may help prevent surprises you may encounter, and this could allow...
How to Diversify Your Retirement Income: Strategies for Reducing Risk

How to Diversify Your Retirement Income: Strategies for Reducing Risk

Planning for your future retirement income needs may be one of the toughest financial tasks you will face. There is a lot of uncertainty around the future of the economy as well as your potential life expectancy. There are some factors that are out of your control,...
Designations Matter: Why I Pursued my CFP® Certification

Designations Matter: Why I Pursued my CFP® Certification

Every profession has designations that reward hard work and dedication. For example, personal accountants often pursue their Certified Public Accountant (CPA) designation. In our industry, one such designation is the CERTIFIED FINANCIAL PLANNER™ certification. The...
Exploring the Potential of Annuity Income in Retirement

Exploring the Potential of Annuity Income in Retirement

It is becoming increasingly common for employers to no longer offer pension benefits for retirement. Pensions are very costly to the employer as wages continue to rise and life expectancy continues to extend longer. This means that the employer may be forced to set...
Budgeting for Bucket List Travel: Lessons from Our Trip to Italy

Budgeting for Bucket List Travel: Lessons from Our Trip to Italy

My wife and I always had a trip to Italy at the very top of our bucket list. We were finally able to accomplish this during the summer, and it lived up to every one of our expectations. We learned a lot about the country, ourselves, and what it takes to prepare for a...